You Should Pay Your Debt Immediately, Or These 5 Things Will Happen To You



1. Your deeds in this world will be used to pay the debt.

 "Those who die in a state still has debts of one dinar or dirham, then the debt will be repaid with kindness (on the Day of Judgment) because there (the Hereafter) no longer dinar and dirham." (Ibnu Majah no. 2414.)

 2. Your soul will trapped in this world.

 "The soul of a believer is still dependent on his debt until he pay it off." (Tirmidzi no. 1078.)

 3. You are a thief.

 "Anyone who does not want to pay back what they owe from others, then he will meet Allah (on the Day of Judgment) in status as a thief." (Ibnu Majah no. 2410.)

 4. You will not be prayed by other Muslims.

 Narrated by Salamah ibn al-Akwa 'radi' anhu, he said:

 "We sat on the side of the Prophet p.b.u.h. Then one body of corpse was put infront of him . Then he asked, "Is he in debt?" They (the Companions) said, "No." Then he said, "Did he leave anything?". So they (the Companions) said, "No." Then he p.b.u.h. perform funeral prayer to the corpse.

 Then come another body of corpse. Then the companions said, "O Messenger of perform a funeral prayer to him!" Then he asked, "Is he in debt?" They (the Companions) said, "Yes." Then he said, "Did he leave anything?" Then they (the Companions ) replied, "Yes, of 3 dinars." Then he perform the funeral prayer to the corpse.
Then comes again the third victim and his companions said, "Perform funeral prayer for him!" He asked, "Is he leaving anything?" They (the Companions) said, "Nothing." Then he asked, "Is he in debt?" They said, "There are three dinars." he said, "O my companions, perform funeral prayer for this corpse." Then Abu Qotadah said, "O Messenger of Allah, please perform the funeral prayer. I'll bear the debt." Then the Prophet performed the funeral prayer." (HR. Bukhari, no. 2289)

 5. You'll not be forgiven even though you died as a martyr.

 "All the sins of the martyr will be forgiven except debts." (Muslim no. 1886.)

Comments

Post a Comment

Popular posts from this blog

The Comparison Between Riba' Al-Nasai'e and Riba' Al-Fadhl

Image
First of all, let us see, what is Riba' Al-Nasai'e (riba' on credit) and Riba' Al-Fadhl (riba' on cash). Firstly, Riba' al-Nasai'e. It refers to a stipulated increase over the loan which a debtor agrees to pay to his creditor in relation of a specific period of time. The charge payable are fixed by the borrower to the lender depends on how many the loan money produces. Thus, any gain that comes from a loan transaction is usurious. This type of riba is prohibited by the Quran (30:39; 4: 160-1; 3: 130; and 2: 275-281). The hadith of the Prophet p.b.u.h. states: “Jabir said that Allah's Messenger (may peace be upon him) cursed the receiver of interest and its payer, and one who records it, and the two witnesses, and he said: They are all equal (in term of sins).” (Bukhari and Muslim) Since the verses of Quran has directly rendered this type of riba' as 'haram', it is also can be called as Riba' al-Qur’an. For example, this kind ...
Read more

5 Ways To Settle Down Your PTPTN's Debt Faster Than Your Friend

Image
1. Consistently pay back the debt. The best way for all those PTPTN borrowers to pay their debt is by consistently deposit some amount of money to the PTPTN authority. Either you like it or not, you will be listed in CCRIS if you did not pay it. You can do this to make sure you pay the debt consistently. First, put aside special funds every month to repay the debt. Do not mix the fund with other cash. It will be much easier if you setup a different account, specifically for the repayment of the debt. 2. Negotiate with the officer. As we all know, the debt payment will be started after 3 month of graduation. But, not all of us are can get a great job immediately after graduation and if the period to pay the debt kicks in, what you can do? This is your alternative, you can go to any PTPTN offices, branches or kiosks across the country for negotiation. Provide all the necessary documents and proof that showed you are struggling to find a job and to repay the debt. Moreover...
Read more

#TL;DR : Risk Sharing In Islam

Image
Islam does not prohibit all commercial business or all loans. Instead, it encourages legitimate commerce and trade activities, undertaken on the basis of ‘equitable risk sharing.’ Equitable risk sharing means, that both parties share in the reward, or the failure, of the investment, thereby encouraging more responsible lending practices.  However, the ‘unjust’ loans provided to conventional banks, or any conventional financial institutions were not given on this basis. Therefore there was no reason for the bank to ensure that the loans were invested wisely and productively, or that the borrowers would be able to pay them back. In Islam, the responsible loans (or known as a profit) such as those that are used to finance economic activities are permitted. However, it is the obligation of the lender to provide loans in a responsible manner and also in a manner that does not overburden the borrower. Yet, the ‘unjust’ loans given by some conventional financial instituti...
Read more